Hey everyone! How are you all? So recently I came across something called Thematic Investing. I had never heard of it and consequently it piqued my interest. I did a bit of research and here’s what I have learnt: What is Thematic Investing? It is basically investing in themes by researching on trends rather than…
Know Your Mutual Fund Returns
Whenever we want to invest in a fund, we analyze certain parameters. What is the one parameter we definitely look for? Returns! It is one of basic benchmarks we use to decide the fund quality and indicate how much the fund has gained or lost over a given tenure. But what returns should we look…
Public Provident Fund (PPF)
In my earlier posts “Guide to Deductions u/s 80C” and “Tax Saving Investment Options”, I discussed briefly about PPF. In this post I will elaborate on what is PPF, its features which will help you in deciding whether utilise it to reach your financial goals or not. So, what is PPF? PPF in an efficient…
Guide to Deductions u/s 80C
Taxes are a major source of income for the government and is utilized towards the service of the citizens. While these taxes burn a hole in the pocket of the taxpayers, certain provisions are also at hand wherein one can save tax. One such provision is of Deduction. Deduction reduces your overall taxable income, which lowers…
27 Money Mistakes You Should Avoid Making.
We all make mistakes in our lives. Some can be repaired, some can be avoided, and some leave deep scars. Financial decisions are a huge part of our lives and have the potential to wreak havoc if not handled properly. One can easily make a wrong financial decision if not careful. Impulsive spending on expensive…
Screw You Money
Jess: John, I need you to come to the office this weekend and work on the new deal with our client. John: But Jess, I have plans this weekend. I intend to spend it with my family. I haven’t taken a single vacation the entire year. Jess: I’m sorry John. The company wants you to work…
Analyzing Mutual Fund Schemes to Select the Best
So, after an entire month of taking a break from blogging (not from learning finance though) and some time spent in shifting to a new place, I wondered on which topic I should write now. Yes, there are lots. Much to learn, and to share. So in this post, I’ll share what I learned last month….
Review – It is Only Money and It Grows on Trees! by Cara MacMillan
After writing many articles about finance, I decided to take a break and write about something lighter. After much thinking about what to write, I remembered someone mentioning me a book called “It is Only Money and It Grows on Trees!” by Cara Macmillan. The subject of the book intrigued me. It deals with how…
Why Mutual Funds are Great & Why they are Not.
Over the course of last few posts, I discussed Mutual Funds, the basics, their types and how to choose a mutual fund. As a concluding post to the Mutual Fund Series, it is only fitting that I list out the advantages and disadvantages of mutual funds, so as to provide you with a wholesome learning….
How to choose a Mutual Fund?
John: So, you want to start investing in a mutual fund. Great!!! Which fund are you planning to invest in? Jess: ABC mutual fund scheme from XYZ AMC. John: Hmm….okay. Anyway, it was nice meeting you. I gotta go now. Will see you later. 5 years later, John: Hey Jess, how have you been? It’s…
Types of Mutual Funds
In my last post, I discussed the basics of Mutual funds and told that I’ll be describing the different kinds of Mutual Funds. Thus, here it is: Mutual Funds are fundamentally classified into three types, according asset class they invest in. The three kinds are: Money-Market Funds: The money-market funds consist of short-term debt instruments…
Mutual Funds 101
“Mutual Fund investments are subject to market risks, read the offer document carefully before investing”. How often have we heard this? Many times. On TV and on radio, this statement comes right after we have been encouraged by the commercial to invest in a mutual fund. We find mutual fund ads on the print media…
WalletFunda 